Assistance Report on Fintech Regulation and Legislation in Trinidad and Tobago

The impact of fintech in Trinidad and Tobago is currently focused on the payments sector. Through discussions with fintech firms, trade bodies, and public authorities, it is evident that the influence of fintech is not yet widespread and is primarily seen in e-money and payment service providers (PSP). However, other areas such as crowdfunding, robo-advice, and crypto assets are experiencing slower integration. Although there is limited data on the impact of fintech, public information, conversations with authorities and market participants, as well as regulatory support applications, indicate that fintech remains relatively concentrated in Trinidad and Tobago.

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